Cross‑border payments, without the friction
We simplify and accelerate payments between Australia and India, aligning with Australia’s vision for a modern, efficient and innovative payments system.
Rails we use
We leverage fast payment rails: NPP (New Payments Platform) in Australia and UPI (Unified Payments Interface) in India to deliver near‑instant experiences. Today, we focus on NPP features like PayID and PayTo to streamline payment collection.
Strategic alignment
Our approach supports Australia’s payments modernization agenda — emphasizing efficiency, resilience, innovation, and consumer protection while strengthening cross‑border connectivity.
What you can do with Riqueza
Convert and deposit
Convert AUD to INR and deposit directly to your Indian INR account.
Send to beneficiaries
Send INR to beneficiaries in India seamlessly and securely.
Automate with PayTo
Set up recurring mandates for loans, salaries, utilities, and subscriptions.
Pay via UPI QR
Scan a UPI QR and pay Indian merchants in real time from your AUD.
Individuals
Students, families, professionals moving funds with speed and clarity.
Businesses
Supplier payments, payroll, and collections across AU⇄IN.
Institutions
Partner with us for compliant cross‑border payment flows.
Security and trust
High security standards and anti‑fraud controls protect our users and ecosystem.
Compliance first
Operations align with Australia’s payments objectives for a modern, resilient system.